Under the terms of the program, you can get 2 debit cards for free. At the same time, cards can be opened in any currency - rubles, dollars or euros.
Card maintenance will be completely free for you, subject to one of the conditions presented by the bank:
- You spend at least 10 thousand rubles. per month - only payment for purchases with a card participating in the program is taken into account;
- You pay with a card for goods or services in the amount of 5 thousand rubles. per month, while additionally maintaining an account balance of at least 30 thousand rubles;
- Your accounts connected to the program maintain a balance of at least 100,000 rubles.
If none of the conditions are met, then the service will cost you 100 rubles. per month.
How to issue a card
There are several ways to issue a “Your PSB” card. You can choose which is convenient for you.
After receiving the card by any convenient way and signing a bank service agreement - activate the card in personal account Internet banking. After activation, you can use all the services and benefits within the framework of the "Your PSB" program.
Cashless payments are becoming more popular every day. And it's natural! After all, in this way it is possible to ensure better safety Money: even in case of loss or theft of a card, its account can be easily blocked and thereby restrict access to your hard-earned money.
Debit cards for cashless payments are offered by almost all financial institutions. Within the framework of this article, products that are available in Promsvyazbank will be considered.
Views in Promsvyazbank
So, what kind of debit cards does Promsvyazbank offer? There are 3 main debit products at the heart of this company:
- Cards under the program "Your PSB".
- All inclusive.
- « Good mood».
Each option has its own certain features, advantages and disadvantages. To help potential client to make a choice faster, you should consider all options more carefully.
Programs "Your PSB"
This program is based on 3 card products. This is:
- "Your PSB";
- "Your PSB plus";
- "Your PSB Premium».
The first of the proposed options from Promsvyazbank is debit cards, the tariffs for which are minimal among other products. They are also the simplest and most understandable. The cost of maintenance is 100 rubles per month. But the bank undertakes to remove this payment (that is, to make the service free) when one of the following points is met:
- In a month, transactions were carried out on the card to pay for purchases in the amount of 10 thousand rubles.
- In a month, purchases were made in the amount of goods from 5 thousand rubles + there is always a balance of 30 thousand rubles on the account.
- The account constantly contains funds in the amount of 100 thousand rubles.
The cost of servicing "Your PSB Plus", in turn, is 300 rubles per month. But here, free service is also available if one of the following conditions is met:
- In a month, the card paid for goods in the amount of 30 thousand rubles.
- In a month, purchases in the amount of 15 thousand rubles or more are made with the card + 100 thousand rubles remain permanently on the account.
- There is always a balance of half a million rubles on the account.
The advantages of the second product "Your PSB Plus" over "Your PSB" are as follows:
- Savings account surcharge of 0.5%.
- Free SMS notification.
- 20% discount on safe rental.
Service "Your PSB Premium" will cost the holder 700 rubles per month. But this cost can be reduced to zero by simply doing one of the following:
- In a month, purchases in the amount of 115 thousand rubles were paid on the card.
- In a month, the card paid for goods in the amount of 20 thousand rubles + there is always a balance in the account in the amount of half a million rubles.
- There are funds in the account in the amount of one million rubles.
The advantages of the last product over the rest are as follows:
- Accrual of 1% to the savings account.
- Free SMS-informing, cash withdrawal abroad.
- Preferential currency exchange via the Internet.
- 25% discount on safe deposit box rental.
All inclusive
This is a premium debit card of Promsvyazbank, reviews of which are only positive. And all this is due to the fact that when making purchases with such a card, its holder will return a certain amount to his "plastic". And in this case it is equal to 5% of the amount of paid goods and services. That is, any spending of money will allow you to earn some extra money!
In addition, there are other advantages of this product:
- Possibility to choose the frequency of writing off money for maintenance (once a month or a year).
- Free service while maintaining a certain balance on the account.
- Free cash withdrawal at ATMs of Promsvyazbank and its partners.
- Free internet banking and mobile banking.
- Reliable protection against fraudsters.
"Good mood"
Sometimes a client is in a hurry and needs to receive debit cards in a matter of hours. Promsvyazbank is ready to help out in such a situation. There is a great offer for them - a product called "Good mood". A bank employee will be able to issue it on the day of application. In addition, this card has the following advantages:
- Bright and beautiful design.
- Accrual of interest on the balance from the first month.
- Availability of Internet banking. It allows you to easily and simply manage your funds on your account.
- Discounts up to 40% on the list of goods and services from partners of Promsvyazbank.
Order a debit card
If you want to issue one of the proposed products, you need to do one of the proposed options:
- Contact the office of the financial institution in question.
- Apply for registration through the official website of the company.
- The official website of Promsvyazbank is logged in.
- At the top of the page that opens, you need to find the section " Online services", go through it.
- Select "Application for an All inclusive card" in the window that appears.
- The application page will open. Here you will need to fill in all the proposed fields, namely, enter information about the applicant's full name, his date of birth, contact information.
- After filling in all the data, you will need to click on "Submit Application".
After a while, a bank employee will contact the applicant and discuss all the details of the order.
Bank card store
Those who want to stand out from others by having an individual, bright and unique card should definitely use the special service offered by Promsvyazbank. Debit cards, the limits of which are identical to the All inclusive product, can be made in any form. It is possible to choose how ready-made version card design, and upload your favorite image.
To implement this idea, you need to follow these simple steps:
Let the information provided on which debit cards Promsvyazbank offers be useful to the reader and he will choose exactly the product that will ideally satisfy his desires and requirements.
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How to return an erroneous payment
It is difficult to say how much money Russians regularly transfer to other people's accounts by mistake. But this situation is familiar to everyone: if you make a mistake with one number in the details or write the wrong letter in the name of the organization, and the money will go “nowhere”. But you can get back the lost funds. And it is necessary.
Good advice
"Mobile" cards from mobile operators: which one is better
Spoiled customers of the company offer more and more new services. Mobile operators do not lag behind fashion, and issue bank cards for subscribers. How profitable it is, and which plastic is better, we will consider in the article.
Topical
"Star" advertising: celebrities who promote banks
Good advice
Buy profitably: 5 cards to save money in supermarkets
Luxury real estate is bought by a few, but bread and milk are needed every day. We constantly leave thousands of rubles in supermarkets. With what plastic it will be possible to save on the purchase of products, we will tell in the article.
Good advice
All for the match! Cards for football fans
The biggest sporting event of 2018, the FIFA World Cup, has come to an end. Russian fans should not be upset, because soon they will see their idols again at the Premier League games. And in anticipation of the opening of the new season, we decided to do a little research to help readers buy stadium tickets at a bargain price.
Good advice
How to save money on buying gasoline by paying with a card
In April 2018, gasoline prices skyrocketed. And although now the cost of fuel has stabilized, the issue of saving when buying it remains relevant. By choosing the right bank card, you can return up to 10% of the cost of gasoline. How to spend less when refueling at gas stations, we will tell further.
Topical
Tinkoff Mobile vs Let's Talk Sberbank
At the end of 2017, the first virtual telecom operators, or MVNO - mobile virtual network operator, appeared in Russia. The pioneers were Sberbank and Tinkoff. Both companies use Tele2 resources. What are the features of their offers and whether it is worth changing your operator to a virtual one, read on.
The best bank
I have been a client of this bank for about 3 years, I am very pleased, opening a deposit, reissuing a card, solving any issue without leaving home is easy! People who know how to value their time will understand me, just call, instead of wasting time in endless queues of other banks' offices! Thank you very much for the excellent service, saving customer time and the desire to remain the best!
Anastasia, Moscow
About reliability and convenience
I have been a client of the bank since the beginning of the 2000s (since Investsberbank, since 2008 - OTP). Met branches of the head bank in absolutely different countries Europe, incl. in the post-Soviet space. I used ATMs there and paid for purchases and services with a card. During this time, I did not encounter any difficulties in interacting with the Bank, changing cards by term, making deposits (by the way, with ...
Mikhail, Moscow
Refund, the ATM did not dispense cash when withdrawing due to a technical malfunction
Credit Bank of Moscow
On February 13, 2019, I withdrew cash from an ATM of PJSC "MKB" in the shopping center "Kuntsevo Plaza", located at the address: Moscow, st. Yartsevskaya, 19 (hereinafter referred to as the ATM), in the amount of 8,000.00 (Eight thousand) rubles. The ATM did not give out cash, the cash withdrawal operation was carried out according to the statement of my current account. By telephone, PJSC "MKB" was informed that an ATM with the status technical error, then translated into ...
In principle, a normal bank ... or more, probably, a broker - it seems that they want to force all clients to become investors)) I just use the card, the bonuses are not bad, there is cashback - everything is like people have. If it weren’t for the constant calls and letters with offers to “think about investing”, everything would be fine ... Oh, and the exchange rate is also good. But I don’t want to be a trader, and I’m tired of persuasion.
Sergey Perlov, Moscow
For transfers
I met with them polite service, which is so rare in Russian banks, in general educated people little is left. Was in order to issue a regular debit card for transfers. I didn’t want to go through online, it’s more reliable and easier, but easier because you can immediately ask all the questions. Well, that's all, as it should be, two weeks later I received the card in my hands, tied the phone. It is important to me that a person who...
Evgeny Korzhevsky, Moscow
Debit card from Lokobank
Loco-Bank
I opened a debit card in Lokobank, I didn’t understand anything on the site, a lot of letters, too lazy to read) I went to the Smolensk branch. I sat probably for an hour and a half, choosing a tariff for myself, I chose)) We compared everything with the girl, we chose what would be better for accumulation. At the same time, I also consulted on deposits. Thank you very much for the excellent service and for your patience, which is rare in banks!!
